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                        <h2>Privacy Policy</h2>
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                            <span>Privacy Policy</span>
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                                <h2>Privacy Policy</h2>
                                  
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                                <h4> Introduction</h4>

                               <div class="mt-3">
                               <p class="pri">This Privacy Policy describes how <b>NIDHI TECHNOCARE</b> and its affiliates (collectively "<b>NIDHI 
                               TECHNOCARE</b>, we, our, us") collect, use, share, protect or otherwise process your information/ 
                                    personal data through our website <b>https://nidhitechnocare.com</b> (hereinafter referred to as <b>Platform)</b>. 
                                    Please note that you may be able to browse certain sections of the Platform without registering with us.
                                    We do not offer any product/service under this Platform outside India and your personal data will 
                                    primarily be stored and processed in India. By visiting this Platform, providing your information or 
                                    availing any product/service offered on the Platform, you expressly agree to be bound by the terms and 
                                    conditions of this Privacy Policy, the Terms of Use and the applicable service/product terms and 
                                    conditions, and agree to be governed by the laws of India including but not limited to the laws applicable 
                                    to data protection and privacy. If you do not agree please do not use or access our Platform.</p>

                                    <p class="pri"><b>Collection</b>-We collect your personal data when you use our Platform, services or otherwise interact with 
                                        us during the course of our relationship.and related information provided from time to time. Some of the 
                                        information that we may collect includes but is not limited to personal data / information provided to us 
                                        during sign-up/registering or using our Platform such as name, date of birth, address, telephone/mobile 
                                        number, email IDand/or any such information shared as proof of identity or address. Some of the 
                                        sensitive personal data may be collected with your consent, such as your bank account or credit or debit 
                                        card or other payment instrument information or biometric information such as your facial features or 
                                        physiological information (in order to enable use of certain features when opted for, available on the 
                                        Platform) etc all of the above being in accordance with applicable law(s) You always have the option to 
                                        not provide information, by choosing not to use a particular service or feature on the Platform. We may 
                                        track your behaviour, preferences, and other information that you choose to provide on our Platform. 
                                        This information is compiled and analysed on an aggregated basis. We will also collect your information 
                                        related to your transactions on Platform and such third-party business partner platforms. When such a 
                                        third-party business partner collects your personal data directly from you, you will be governed by their 
                                        privacy policies. We shall not be responsible for the third-party business partner’s privacy practices or 
                                        the content of their privacy policies, and we request you to read their privacy policies prior to disclosing 
                                        any information. If you receive an email, a call from a person/association claiming to be <b>NIDHI 
                                        TECHNOCARE</b> seeking any personal data like debit/credit card PIN, net-banking or mobile banking 
                                        password, we request you to never provide such information. If you have already revealed such 
                                        information, report it immediately to an appropriate law enforcement agency.</p>

                                        <p class="pri"><b>Usage</b>- We use personal data to provide the services you request. To the extent we use your personal data
                                            to market to you, we will provide you the ability to opt-out of such uses. We use your personal data to
                                            assist sellers and business partners in handling and fulfilling orders; enhancing customer experience; to
                                            resolve disputes; troubleshoot problems; inform you about online and offline offers, products, services,
                                            and updates; customise your experience; detect and protect us against error, fraud and other criminal
                                            activity; enforce our terms and conditions; conduct marketing research, analysis and surveys; and as
                                            otherwise described to you at the time of collection of information. You understand that your access to
                                            these products/services may be affected in the event permission is not provided to us.
                                            </p>

                                            <p class="pri"><b>Sharing</b>- We may share your personal data internally within our group entities, our other corporate
                                                entities, and affiliates to provide you access to the services and products offered by them. These entities
                                                and affiliates may market to you as a result of such sharing unless you explicitly opt-out. We may
                                                disclose personal data to third parties such as sellers, business partners, third party service providers
                                                including logistics partners, prepaid payment instrument issuers, third-party reward programs and other
                                                payment opted by you. These disclosure may be required for us to provide you access to our services and
                                                products offered to you, to comply with our legal obligations, to enforce our user agreement, to facilitate
                                                our marketing and advertising activities, to prevent, detect, mitigate, and investigate fraudulent or illegal
                                                activities related to our services. We may disclose personal and sensitive personal data to government
                                                agencies or other authorised law enforcement agencies if required to do so by law or in the good faith
                                                belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process. We may disclose personal data to law enforcement offices, third party rights owners, or others in
                                                the good faith belief that such disclosure is reasonably necessary to: enforce our Terms of Use or Privacy
                                                Policy; respond to claims that an advertisement, posting or other content violates the rights of a third
                                                party; or protect the rights, property or personal safety of our users or the general public.</p>

                                                <p class="pri"><b>Security Precautions</b>- To protect your personal data from unauthorised access or disclosure, loss or
                                                misuse we adopt reasonable security practices and procedures. Once your information is in our
                                                possession or whenever you access your account information, we adhere to our security guidelines to
                                                protect it against unauthorised access and offer the use of a secure server. However, the transmission of
                                                information is not completely secure for reasons beyond our control. By using the Platform, the users
                                                accept the security implications of data transmission over the internet and the World Wide Web which
                                                cannot always be guaranteed as completely secure, and therefore, there would always remain certain
                                                inherent risks regarding use of the Platform. Users are responsible for ensuring the protection of login
                                                and password records for their account.</p>

                                                <p class="pri"><b>Data Deletion and Retention</b>- You have an option to delete your account by visiting your profile and
                                                settings on our Platform , this action would result in you losing all information related to your account.
                                                You may also write to us at the contact information provided below to assist you with these requests. We
                                                may in event of any pending grievance, claims, pending shipments or any other services we may refuse
                                                or delay deletion of the account. Once the account is deleted, you will lose access to the account. We
                                                retain your personal data information for a period no longer than is required for the purpose for which it
                                                was collected or as required under any applicable law. However, we may retain data related to you if we
                                                believe it may be necessary to prevent fraud or future abuse or for other legitimate purposes. We may
                                                continue to retain your data in anonymised form for analytical and research purposes.</p>

                                                <p class="pri"><b>Your Rights</b>- You may access, rectify, and update your personal data directly through the functionalities
                                                provided on the Platform.</p>

                                                <p class="pri"><b>Consent</b>- By visiting our Platform or by providing your information, you consent to the collection, use,
                                                storage, disclosure and otherwise processing of your information on the Platform in accordance with this
                                                Privacy Policy. If you disclose to us any personal data relating to other people, you represent that you
                                                have the authority to do so and permit us to use the information in accordance with this Privacy Policy.
                                                You, while providing your personal data over the Platform or any partner platforms or establishments,
                                                consent to us (including our other corporate entities, affiliates, lending partners, technology partners,
                                                marketing channels, business partners and other third parties) to contact you through SMS, instant
                                                messaging apps, call and/or e-mail for the purposes specified in this Privacy Policy. You have an option
                                                to withdraw your consent that you have already provided by writing to the Grievance Officer at the
                                                contact information provided below. Please mention “Withdrawal of consent for processing personal
                                                data” in your subject line of your communication. We may verify such requests before acting on our
                                                request. However, please note that your withdrawal of consent will not be retrospective and will be in
                                                accordance with the Terms of Use, this Privacy Policy, and applicable laws. In the event you withdraw
                                                consent given to us under this Privacy Policy, we reserve the right to restrict or deny the provision of our
                                                services for which we consider such information to be necessary.</p>

                                                <p class="pri"><b>Changes to this Privacy Policy</b>- Please check our Privacy Policy periodically for changes. We may
                                                update this Privacy Policy to reflect changes to our information practices. We may alert / notify you
                                                about the significant changes to the Privacy Policy, in the manner as may be required under applicable
                                                laws.
                                                </p>

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MMCT - 2023